SunTrust Bank (Truist) High-to-Low Overdraft Fee Litigation Settlement
Important Legal & Claim Disclaimer
Claims and Lawsuits (claimsandlawsuits.com) is an independent legal news and informational publisher. We are not a law firm, settlement administrator, court entity, or class counsel.
This information does not constitute legal advice. Payout amounts and dates are estimates subject to final court approval and the total volume of valid claims filed. Always verify your specific eligibility and submit your claim directly through the court-appointed settlement administrator website linked on this page.
Settlement Overview & Allegations
SunTrust Bank (now operating as Truist) agreed to a major class action settlement regarding claims that the financial institution reordered debit transactions from highest to lowest dollar amounts rather than chronological order, artificially increasing non-sufficient funds (NSF) and overdraft fee penalties.
Who Is Eligible to File?
To qualify for a cash payment or settlement benefit, you must meet the following court-approved class criteria:
- Must have held a consumer checking or deposit account with SunTrust Bank during the class liability period.
- Must have been charged multiple overdraft or insufficient funds fees on consecutive debit transactions within a single statement cycle.
- Current Truist account holders receive automatic account credit; former account holders must confirm or update payment preferences.
Potential Compensation & Payout Structure
Eligible class members who submit a timely, valid claim form can receive:
Note: Actual per-person distributions may increase or decrease pro-rata based on court-approved attorney fees, administrative expenses, and the total aggregate number of valid claims received prior to the cutoff date.
How to Submit Your Claim
- Check Your Records: Review your emails, mail, or purchase histories to determine if you received an official notice containing a Claim ID or PIN.
- Prepare Documentation: If claiming documented out-of-pocket losses or extended reimbursements, assemble relevant invoices, receipts, or repair bills.
- Access the Court Administrator: Click the official link below to access the secure, encrypted claim filing form.
- Submit Before Deadline: Ensure your online submission or postmark is completed on or before September 14, 2026.
Case Verification & Source Links
| Official Claim Portal: | https://www.suntrustoverdraftsettlement.com ↗ |
|---|---|
| Source Citation: | https://www.suntrustoverdraftsettlement.com ↗ |
| Filing Cutoff Date: | September 14, 2026 |
| Verification Status: | Verified via Official Administrator Portal & Court Dockets |